Our Primary Goal is Service

In today’s highly competitive environment, you require a valuable and comprehensive insurance program for financial stability and security. Neil-Garing Insurance provides coverage you can count on. Our primary focus is the operation of an ethical, professional, insurance establishment offering personalized, dependable service to our clients and a satisfying, stimulating work environment for our employees. We want to earn your partnership and explore your insurance requirements, determine the various placement options that may respond to these needs and over time, build the type of insurance portfolio you need to secure your financial security and assets.

Our Mission

Neil-Garing Insurance is dedicated to the highest degree of professionalism and ethics in the sales and service of insurance products. We are committed to providing a continuing role of leadership in the insurance industry without losing our sensitivity to the needs of our valuable customers. We seek to foster a spirit of cooperation between our customers, companies, and employees realizing that our interests are not adverse, but common.

Our Privacy Policy

We place the utmost importance in how we hold the privacy and confidentiality of your insurance, personal and business information. As a member of the financial services industry, we are subject to federal and state privacy laws regarding the collection and exchange of your insurance information. The Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution from sharing nonpublic personal information about you. The institution must provide you with a notice of its privacy policies and practices, such as the type of information that it collects and the categories of persons or entities to whom it may be disclosed. This section notifies you of the privacy policies and practices of the agency.

Neil-Garing Insurance gathers necessary information from you and other insurance sources to execute the insurance market search and placement for the coverages you require. We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us, our affiliates or others
• Information we receive from a consumer-reporting agency

We may exchange this information only with other insurance related parties that are similarly obligated under state and federal privacy laws, and have in place the appropriate procedures to keep all treatments and exchanges of your information in compliance with the requirements of these laws.

We may disclose the following kinds of nonpublic personal information about you to them:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets, income, and beneficiary information
• Information about your transactions with us, our affiliates or others, such as your policy coverage, premiums, and payment history
• Information we receive from a consumer-reporting agency, such as your creditworthiness and credit history

As we place your insurance with our carriers, both our agency and the carriers work together (as well as individually) to retain uses for only those activities required to underwrite, issue and service your policy, as well as conduct claims activities - should that be necessary on your behalf. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.